Joshua was referred to me by a friend of mine. Prior to meeting him, I already had my financial plan done with another advisor. But I took the opportunity to meet with Joshua on the basis of it being a non-obligatory discussion. I was very glad to meet with him as I learnt several new things like how he can help me to customise my very own Private ATM – a journey that he will take with me to provide options that will give me different streams of income through my life.
Joshua was able to explain financial concepts on investments simply and to share with me the Eagle Eye Portfolio system which was very interesting to me as I could have a guided way, fuss-free way to grow my money with professional management for my preferred length of time.
Joshua kept to his word that the discussion was non-obligatory, and I am happy to have gone away being more equipped with information that I can act upon.
– Peter Fam, Corporate Development Executive
I met Joshua with the intention of seeking his advice on handling my Retirement. He customised a Private ATM specially for me and my lifestyle that gave me different streams of income – through pay-cheque and play-cheque concepts. I have been enjoying very decent dividend income over the past few months that have been stable at around 5%, while preserving my principal amount.
Joshua has been prompt and responsive to queries that I have, and informing me about the markets on a monthly basis through newsletters and client seminars.
I find the management team under David Mok (Head of Fund Management) impressive and am glad to find professional management to take care of my monies.
I have since been sharing about this with my peers.
– Frankie Hoong, Athletic Coach
Joshua was referred to me by a colleague. I was impressed with the options he was able to provide to ensure that my financial protection needs are covered. Joshua was organised and to the point and ensured that no detail was left out.
Recently, I had to seek his help with a medical claim. Joshua was prompt in responding, simplifying and guiding me through the otherwise complicated process.
In terms of financial planning, Joshua will be the first person I will recommend my friends to.
– Bodil Unckel, Conservator (Art Works)
Joshua provides a very personal and thoughtful service. He goes the extra mile to check in on his clients from time to time and takes note of our concerns when he helps us with our financial planning. I appreciate his shadings and his patience in explaining the various financial tools out there.
He checked in on me while I was stranded in Japan due to bad weather and personally handled my insurance claim after.
Thereafter, he also advised me on schemes that can help me better plan for my parents’ retirement.
I’m very grateful for the lengths he goes for his clients, he is a very trustworthy adviser.
– Charlotte Lee, Teacher
Joshua is unlike the typical financial consultant many of us perceive. I could see his passion and dedication for his work as he patiently explained financial concepts and kept checking to see if I understood what he was presenting. He had a strong concept of financial knowledge and the use of simple diagrams enabled me to have a clear understanding of the mechanics of the products. There was no hard-selling but instead he was sensitive to my personal financial concerns and offered solutions that would benefit me even though he wouldn’t earn any commission from it. The warmth and sincerity I felt from Joshua during our meeting left me convinced that he has my best interests at heart and I could entrust my finances to him.
– Daphne Pok, Bank Executive
Joshua has given me such confidence and assurance through his guidance and excellent customer service. The thing I like the most how he interact with me and get to know his customers well before anything else. Through his time and extra mile he took to get to know their needs that he can relate to them better and also provide and introduce the best plans and services to cater to my situation and needs. Most if not all the others that have approach me didn’t give the sense of trust and security that Joshua did and I appreciate that a lot. His customer service is top notch to my expectations.
– Keith Peck, Fashion Designer
Having an engaging sharing by Joshua with me over tea was surely and eye-opener. It was definitely shared from past experiences and genuine. The way he portrayed his intent across was clear, he wants to share what’s good period. He was surely not pushy and is ready to listen. His considerations are just and well thought. He’s as real as he can get and there’s no awkwardness around him when he’s friendly and professional. Keep it up Joshua!
– Wilson Khoo, Civil Servant
Joshua has been a meticulous advisor whose efforts and advices I really appreciate. He took time to understand my current insurance plans and financial situation and needs, and also explained clearly about his recommendations and the reasons for them. I am thankful to have him help better my financial security.
– Jieling Lua, Teacher
Joshua is understanding and an attentive listener. He displayed the right mindset before approaching; I liked how he is not pushy to shove down all the products/ plans but rather, took time to understand his client. He made sure his client is comfortable and stable before beginning anything else. Professional indeed!
There was a clear plan, direction and flow in mind for him and he demonstrated it well. Kudos to him!
– Ron Yen, Trainer
Having experienced a consultation with Joshua, i must say the service that he provides is comprehensive, personal and not to mention highly professional. My pre conception of financial advisers use to be people who are very pushy and fixated on products which would earn themselves the highest profit margin. However Joshua was different as he prides his services on the basis of understanding every individual’s financial situation and concerns before providing uniquely tailored financial planning advice. Such planners with a firm footing on the fundamentals of financial planning are a definite value add to our personal financial goals.
– Daniel Ng, Auditor
Joshua is efficient in explaining all the financial terms in a way that i can understand easily, especially when it comes to investments and savings. Before I come to any decision, he will clearly state what he can provide for me, and will also tailor his financial plans to suit my needs. I also appreciate the fact that with Joshua, we can converse about things other than finance.
– Russell Ong, Business Owner
I truly enjoyed the sharing session with Joshua. He was patient when listening to my financial stories (non-judgemental at all). He shares his past experiences as well, which was really comforting because I could relate to it. He wasn’t quick to jump into pushing any financial advices. What I love most is that he extends his concern and find out if my financial situations has taken a toll on my emotional wellness and explains how i don’t have to feel this way anymore. Thanks Josh, I look forward to the coming years of financial liberty with your help!
– Georgina Tan, Web Designer
I like the personal connection where josh tries to understand my concerns before putting in effort to devise a plan for me. He assures me by sharing openly about his own financial planning and provides assurance of the investment.
He makes himself available at all time to answer queries and reassure his clients.
As I do not have a previous financial consultant, I can only make comparison to Insurance Agent that tried to sell me policies. Josh does not go into the mode of hard-selling. He places his client’s concerns above all else and makes the environment a light-hearted one. He provides ample space for client to make decisions.
Overall, it was an excellent experience to have Josh as my financial consultant.
– Macus Quek, Teacher